Credit That knows Bharat
Credit That knows Bharat
Credit That knows Bharat
Fueling India’s Everyday Entrepreneurs
Fueling India’s Everyday Entrepreneurs
From Indore’s kirana corners to Karnataka’s tailoring units - Conatus
provides capital that understands local rhythms, seasonality, and growth potential
From Indore’s kirana corners to Karnataka’s tailoring units - Conatus provides capital that understands local rhythms, seasonality, and growth potential
Shop-First
Every galli runs on its own clock. We build credit that syncs with yours - tailoring peaks or mandi lulls
Tech and Branch Hybrid
Our AI enabled tech platform and field teams based at branches
work hand-in-hand
Credit conversations are guided
by NLP prompts and translated
into actionable insightsUnderwriting that Listens
Fueling India’s Everyday Entrepreneurs
From Indore’s kirana corners to Karnataka’s tailoring units-
Conatus provides capital that understands local rhythms,
seasonality, and growth potential
Shop-First
Every galli runs on its own clock. We build credit that syncs with yours - tailoring peaks or mandi lulls
Tech and Branch Hybrid
Our AI enabled tech platform and field teams based at branches
work hand-in-hand
Credit conversations are guided
by NLP prompts and translated
into actionable insightsUnderwriting that Listens
₹5 -15 Lakhs
Loan Size
Tailored for working capital,
business expansion & ancillary needs
Collateral Requirement
Secured against self-occupied
residential propertySORP Backed
Term
Repayment cycles that are aligned with business cash flows3 -10 Years
Shop-First
Every galli runs on its own clock. We build credit that syncs with yours - tailoring peaks or mandi lulls
Tech and Branch Hybrid
Our Our AI enabled tech platform and field teams based at branches
work hand-in-hand
Underwriting that Listens
Credit conversations are guided
by NLP prompts and translated
into actionable insights
Simple, Secured Loans for Small Businesses
Simple, Secured Loans for Small Businesses
₹5 -15 Lakhs
Loan Size
Tailored for working capital,
business expansion & ancillary needs
Loan
Size
Tailored for working capital, shop
expansion, and
home improvement
SORP Backed
Collateral Requirement
Secured against self-occupied
residential property
3 -10 Years
Term
Repayment cycles that are aligned with business cash flows
Flexible
Term
Repayment cycles that are aligned with business cash flows
Simple, Secured Loans for Small Businesses
Shop-First
Every galli runs on its own clock. We build credit that syncs with yours - tailoring peaks or mandi lulls
Our field teams and
mobile-led tech platform
work hand-in-hand
Credit conversations are guided
by NLP prompts and translated
into actionable insights
Branch and Tech Hybrid
Underwriting that Listens
Credit That Listens, Learns, and Evolves
Credit That Listens, Learns, and Evolves
Built with care for the real India
Our AI-powered risk engine is designed for India’s informal economy, it blends expert judgment with intelligent automation to make better, fairer lending decisions
Built with care for the real India
Our AI-powered risk engine - is designed for India’s informal economy, it blends expert judgment with intelligent automation to make better, fairer lending decisions
Built with care for the real India
Our AI-powered risk engine is designed for India’s informal economy, it blends expert judgment with intelligent automation to make better, fairer lending decisions
A Score That Gets the Full Picture
Every check, visit, and document- from business model profiles to in-person household verifications - feeds into our proprietary borrower score
Built with care for the real India
Our AI-powered risk engine is designed for India’s informal economy, it blends expert judgment with intelligent automation to make better, fairer lending decisions
A Score That Gets the Full Picture
Every check, visit, and document- from business model profiles to in-person household verifications - feeds into our proprietary borrower score
Our Team
Bhaskar Priyadarshi
CEO & Managing Director
Bhaskar Priyadarshi
CEO & Managing Director
Murli Manohar
COO and Director
Krutika Rao
Chief Innovation
& Strategy Officer
Bhaskar Priyadarshi
CEO & Managing Director
Murli Manohar
COO and Director
Krutika Rao
Chief Innovation
& Strategy Officer
Murli Manohar
COO and Director
Krutika Rao
Chief Innovation
& Strategy Officer
Our Team
Reach Out
Copyright (c) 2022 Conatus Finserve Private Limited. All rights reserved. Conatus is a Non-Banking Finance Company (NBFC) registered with the RBI.
CIN: U65990KA2018PTC111400
Registered Office: No.555, 1st floor, 60 feet main road, F block, Sahakaranagara,
Kodigehalli, Yelahanka, Hobli, Bangalore: 560092
Contact number:
+91-804-371-3714
Contact number
+91-804-371-3714
Reach Out
Reach Out
Experience hassle-free support on your financial journey with our channels. Reach out to our team effortlessly for expert advice and assistance tailored to your needs
Experience hassle-free support on your financial journey with our channels. Reach out to our team effortlessly for expert advice and assistance tailored to your needs
Contact number:
+91-804-371-3714
Contact number:
+91-804-371-3714
Experience hassle-free support on your financial journey with our channels. Reach out to our team effortlessly for expert advice and assistance tailored to your needs
Policies
Customer Grievance
Prevention of Sexual
Harassment
Interest Rate Policy
Copyright (c) 2025 Conatus Finserve Private Limited. All rights reserved. Conatus is a Non-Banking Finance Company (NBFC) registered with the RBI.
CIN: U65990KA2018PTC111400
Registered Office: No.555, 1st floor, 60 feet main road, F block, Sahakaranagara,
Kodigehalli, Yelahanka, Hobli, Bangalore: 560092
Copyright (c) 2025 Conatus Finserve Private Limited. All rights reserved. Conatus is a Non-Banking Finance Company (NBFC) registered with the RBI.
CIN: U65990KA2018PTC111400
Registered Office: No.555, 1st floor, 60 feet main road, F block, Sahakaranagara,
Kodigehalli, Yelahanka, Hobli, Bangalore: 560092